Saving Money on School Uniform – Back to School Costs

Back to School, can be such a costly time of year.. and it just seems to creep up on us parents every year… even though we know it is coming! I suppose the end of the school year is such a busy time, and the start of the new school year seems so far away…

Back To School

By far the best way of getting ahead, and reducing the stress of back to school costs is to start a sinking fund… saving little and often towards these costs. I started my back to school sinking fund in January, and have been saving monthly towards these costs.

I am going to be sharing different ways that you can also reduce the cost of school uniforms for your little one, and hopefully you can use some of these tips to help you save a little of the expense that uniforms can be, which is especially important with the cost of living rising.

School Uniform costs

Check your local grocery shops, for school uniform. They often sell great quality uniform at a fraction of the price that the same uniform would be from the school uniform shop. Check your uniform list, see what uniform must be from the school uniform shop, and buy the uniform elsewhere! I have often found the uniforms from the grocery stores to actually be better quality too. They are often anti-wrinkle technology, anti-stain, adjustable waist and also hems that you can lengthen! I would especially keep an eye out in grocery shops in July, as they often have sales on their uniforms at this time of year, however you’ll have to be quick! They often sell out of popular sizes quickly. Double check also if you need the stores app, in order to able to avail of the sale.

Crested uniform can be so expensive, and unfortunately if your school has a crested uniform, it is usually compulsory on the uniform list. However there are still some savings to be made with crested uniforms. First I would really recommend asking friends and family that may have older kids in the same school, if they have uniform that they no longer need. Another option is to see if the school has a second hand sale, check with uniform sale/swap groups on Facebook. Sometimes you can find second hand uniforms for sale on online marketplaces, or even check out your local charity shops!

Uniform savings

Another way you can save money on school uniforms, is inquire with the uniform shop or school, to see if you can purchase the crest itself. You can then either sew it on or sometimes you can even iron on a crest. This means that you can purchase your uniform for a much more affordable price, from the grocery store and then add the crest. Something to note, is that some uniform shops will only provide the crest, if you get them to sew on the crest.

Irish Budgeting

Its also important to factor in how much your little one, or perhaps not so little one, will grow. I have found it so hard to source uniform a little further into the school year, and also this will save you money. This is where an adjustable uniform will really help. Can you adjust the waist, lengthen the legs? Make sure you get enough too.. I have a boy in this house that loves playing all the sports, and this can mean a few holes in the knees! So an extra pair or two trousers has been vital.

50 Side Hustle Ideas to add extra income to your Budget!

What is a side hustle?

A side hustle is a way of bringing income into your household budget, aside from your normal income. Other names include nixers, extra income, moonlighting, and side projects.

Some side hustles are quick and easy to do, and some require a skill, qualification or a talent. I’ve tried to add a good mixture to my list.

Considerations when getting side hustle income.

Yes all side hustle income is taxable, unless it is paid in the form of a voucher. This income must be declared with revenue.

In Ireland, if you earn under €5,000 in the year you can declare this income on your income tax return. This is very easy to do using myAccount.

If you earn more than €5,000… first of all WELL DONE you!! Again yes, you must declare this income. You will need to register for self-assesment. Once registered it is easy enough to file a tax return form with ROS. Checkout this link for more info.

As this income is taxable, its very important to track it, and keep a record of what you have coming in.

Which Side Hustle is for you?

Well first off, you need to look at how much time you have spare… do you have weekends free, evenings, or even one evening? This will help you decide for sure what side hustles are definitely not for you.

Another thing to consider is what are your passions? If you are passionate about something, you are more likely to for one enjoy doing it, but also you are more likely to strive for it to succeed.

You should also consider any skills or qualifications that you have. For instance, teaching grinds if you are a teacher, which can be very flexible.

Lastly I think its important to think about how much it is going to cost you to start doing this side hustle… some side hustles will be free to start, and some may require an investment, which is something to think about.

Types of Side Hustle Income

Earned Income: Where you have put time and effort in to earn the income in return. This is the easiest time of income. Examples include a part-time job, freelance work, or doing a craft.

Passive Income: More complicated to set up in the beginning, takes time effort and maybe money. However once it is set up, the money should come in without any time and effort on your part. This income may be slow, but as is requires little effort, that is ok, it will accumulate over time. Examples include rental properties, investments, and affiliate sales.

Capital Gains Income: Where you buy something and in return for doing something to it, or even holding on to it for a while, you can sell it and get a profit. This is capital gains income. Examples include buying and selling furniture or buying and selling stocks.

I hope these ideas are helpful to you! If you do Side Hustles to increase your household income, let me know what you do below!

Budget Home Baked Bread! – Only 49 cent a loaf

My sister Jen sent me this recipe and it has been such a hit in my house! A loaf never lasts past breakfast anytime I bake one. I find myself baking at least two loaves at a time, just to get the change to have a slice myself!

There are only 3 ingredients plus some warm water, which makes this a simple and also frugal bake.

You can use strong white bread flour or plain/all purpose flour, which means you will probably always have the ingredients for this bread in your cupboard. The only other ingredients are Yeast – I used fast acting, salt, and as I said warm water.

I have linked a video above, where you can watch me making the bread, and I show the folding technique. That is the only thing that I really think is important to watch as it would be difficult to explain in words.. but it really is a very simple bread to make!

Budget Bread
Folding Technique


  • 3 Cups of Strong white flour OR Plain Flour (all purpose)
  • 2 Packets of Fast action Yeast
  • 1 tsp Salt
  • 1.5-2 cups luke warm water (too hot and it will burn the yeast)


  • Into a large mixing bowl place your flour, yeast and salt. Give it a good mix with a spatula.
  • Add 1 cup of the luke warm water to the dry mixture, and mix together with the handle of the spatula. Then add a little at a time of the remaining cup of water until you notice the mixture coming together as a dough. It should still look a little stringy, and should be sticky to touch.
  • Now cover the bowl with some clingfilm, or even a tea towel. Then place the bowl in a warm place for 1 hour. I am lucky enough to have a warming feature in my oven where it stays at 40 degrees Celsius, but if you have a hotpress that will work great too!
  • After 1 hour, you are ready to shape your bread! First sprinkle a generous dusting of flour on your counter. Then take the bread out of the bowl and let onto the floured counter.
  • You are going to start folding the bread, if you need to see how, see the above video.. but you essentially fold one end in, and then the opposite, then fold the side in and then the opposite, and keep going about 10-12 more times. It should start to feel less sticky, and more bread dough-like. It should also start forming into a loaf shape.
  • Next you are going to flip it over, and start shaping and tucking the dough so that it forms the classic round loaf shape, and becomes firmer.
  • Next place the rounded dough into a bowl lined with grease-proof parchment paper, and leave to rise for 15 minutes.
  • While that is rising, place the container that you will bake the bread in, in the oven at 235 degrees Celsius. This is to heat up the container so that it reaches temperature before you put the bread in it. Ideally you would use a dutch oven, however I use a casserole tin every time and it works great!
  • After 15 mins, sprinkle some flour on top of the loaf and score the top. You can use a scoring blade if you have one, but if not a sharp knife also works great.
  • Then take the container out of the oven ready for your bread, open the lid, and lift the bread in by the parchment paper. Pop the lid back on and place in the oven for 30 minutes.
  • After 30 mins, take out of the oven. You are just going to take off the lid and slide out the parchment paper, and pop back into the oven for about 10 more minutes, or until golden. This will held your bread to become crusty.
  • Once golden brown, take out of the oven and tap the bread underneath to make sure there is a hollow sound. Leave to cool on a wire rack for at least 1 hour, and enjoy!!


If you try this recipe let me know below, and I really enjoy any pictures of your bakes, so please do tag me on instagram if you make it!